Debunking the Myth: Is Asset Allocation Over-Diversification?

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Today’s Daily Byte

There is no change in the markets today, and rather, another sell-off. Small caps are losing it big, and large caps are also down, losing some ground. Unfortunately, there is still no relief. The relief rallies we keep getting every now and then are just that—relief rallies—and we are yet to make a bottom, even on an intermediate basis.

We will talk about gold today. Keep ignoring gold at your own risk. In this discussion, we will provide a global perspective on gold in different currencies, showing how people in various regions have used gold not just to hedge equity risks, but also to create and sustain wealth over time. Unfortunately, gold is an asset class that lacks strong cheerleaders.

The narrative that’s been set is that gold is outdated—a relic of the past you shouldn’t own. But in the second half of this blog, we’re going to dismantle that mindset and show you why this belief is not only misguided, but also potentially harmful to your portfolio’s long-term health.

Reading Time : 4 Minutes

The magic of Asset Allocation

There’s a common belief in the investment world that mixing assets leads to over-diversification, diluting returns and complicating portfolios unnecessarily. Many argue for sticking solely to equities or a mix of equities and debt. However, the data from a DSP newsletter reveals a completely different picture, showing how multi-asset allocation has consistently outperformed in different geographies over the last two decades.. . . . .

Reading Time : 4 Minutes

80% of the Total Market Volumes from just Two Cities ?

Nithin Kamath recently shared some fascinating and somewhat surprising data about the city-wise distribution of turnover in the cash segment on India’s two primary stock exchanges—BSE and NSE. The data paints an intriguing picture of extreme concentration, with a significant chunk of trading activity coming from just two cities, Ahmedabad and Mumbai.. . . . .

Reading Time : 3 Minutes