Are you missing the best days of the markets ?

Are you missing the best days of the markets ?

Investing in the stock market is a long-term game, and one of the most popular indices to consider is the S&P 500. Over a period of almost 29 years, from 1995 onwards, if you had stayed fully invested in the S&P 500, you would have earned an impressive 8.8% compound annual growth rate (CAGR).

However, if you missed just the ten best days in the market during that time, your returns would drop significantly to 5.9%. This highlights the importance of staying invested and not trying to time the market.. . . . .

Reading Time : 3 Minutes

Money is on the path of self destruction

Across Europe, there is a significant issue that is growing rapidly—unfunded pensions. Many governments have promised pensions to their citizens without actually having the funds to support these promises.

This has resulted in entitlement levels in many European Union (EU) countries reaching 300% to 500% of their Gross Domestic Product (GDP). This means that what governments have promised to pay out in pensions is much larger than what the economy produces. The pensions are unfunded, meaning there is no money set aside to cover these future obligations.

This is a dangerous situation, as the gap between what is owed and what is available continues to grow.. . . . .

Reading Time : 3 Minutes